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Brits risk car insurance hikes by speeding

Four in every five Brits are running the risk of losing out on cheaper car insurance by speeding on motorways, according to new research.

A survey carried out by online insurance company swiftcover.com has found that many motorists are undertaking a range of activities that could cause them to suffer car insurance hikes if they are caught in the act.

These include 79 per cent of the 500 drivers polled admitting to speeding on motorways, 66 per cent stating they used a mobile phone without a hands-free kit while driving and 18 per cent have driven through a red light.

If caught for any of these offences or others like them, a driver could find themselves adding points to their licence, which will increase the cost of a future car insurance quote.

The research added that almost two thirds of drivers (65.4 per cent) were unaware that traffic violations affected car insurance premiums.
Craig Staniland, underwriting director of swiftcover.com, said: "While there are numerous measures and campaigns to improve driving standards, many people still take liberties while driving.

"The fact that a high proportion of drivers don't know this affects their insurance is a major concern."

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