Cheap car insurance not always best

Motorists looking to take advantage of cheaper prices at foreign fuel pumps this summer have been warned to check that their European car insurance efficiently covers them to be on the road in their tourist destination.

Tescocompare.com states that although 70 per cent of people hold price to be the most important factor when they seek a car insurance quote, the cheapest cover may not be the best when driving abroad.

The company warns motorists that some car insurance policies may only cover a driver for three days or with third-party cover.

Motorists are advised to check their cover before they set off and upgrade to a more appropriate insurance policy if necessary.

Paul Baxter of Tescocompare.com, says: "Less expensive insurers may quote a low premium for the year, however when extra foreign cover is charged at a high rate, the savings made by drivers on the year's premium are cancelled out by the add-on items.

"And while you may think third party cover is enough, if you are involved in a shunt in a rural Spanish village, you'll soon realise that having comprehensive cover is a necessity. Be sure to investigate all the policy details before you commit to a premium."

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